There are two ways of fund dividend: cash dividend and dividend reinvestment. Cash dividends are direct cash dividends; Dividend reinvestment is to reinvest the cash from dividends in the fund, which can not only avoid the subscription cost of reinvestment, but also further enjoy the continuous income brought by the growth of the fund. However, because the fund is risky, if you don't want to continue to take risks, you can also choose cash dividends. These two methods have their own advantages and disadvantages.