The income source of our investment fund includes two parts, the net difference income of the fund and the dividend of the fund.
Among them, the difference in fund net value is the biggest source of income for our investment funds. The simple explanation is that if you buy this fund, the net value of the fund is 1 yuan, and you buy 1 ,000 copies, that is, you buy 1 ,000 copies. Funds are bought by shares. After holding for a period of time, the net value of the fund has risen to 1.5 yuan. At this time, the extra 500 yuan is the difference income of the fund's net value.
The second is the dividend of the fund. After meeting the dividend conditions, the fund company can choose the fund to pay dividends. Fund dividend is to distribute part of fund income to investors who hold funds in cash. This part of the income is originally a part of the fund's net value. Therefore, after the fund pays dividends, the net value of the fund will decrease accordingly, and the total assets of the fund held by investors will remain unchanged.
If the net value of the fund you hold rises and you make money, you need to redeem the fund if you want to take out this part of the income. Redeeming the fund means selling the fund share and returning it to your Alipay account in cash. Redeemed funds will generally arrive within 2 to 7 working days.
If you want to withdraw this dividend from the fund you hold, you should change the dividend method to cash dividend on the operating fund page before dividends, and then the dividend money will be returned to your Alipay account. Generally speaking, if we continue to be optimistic about this fund, we suggest changing the dividend method to dividend reinvestment, so that the dividend money can automatically buy dividends from the fund and continue to invest.