To put it bluntly, a fund is to give money to professionals to invest. These professionals are called fund managers. They invest their money in the stock market, real estate, bonds and so on.

Then if you make a profit, give it to the basic people, that is, people who invest in funds. If you lose money, the investor will bear the loss himself.

Suitable for people with few investment channels and less funds.

But the income is not too high, and the current fund risk is still quite large, because most of the fund's money is invested in the stock market, so you should understand the current stock market.

Moreover, gold itself is valuable. As a global currency, I choose gold in order to increase its value while maintaining its value.

I hope my answer is useful to you.