Large-scale transfer refers to the transfer initiated by the investor in the bank and the direct transfer of funds to Alipay's corporate account. Large transfer depends on whether the bank has any restrictions. Generally speaking, mobile banking can transfer RMB 6,543.8+0,000 yuan, while the bank counter can transfer more than RMB 6,543.8+0,000 yuan, depending on the requirements of the bank.
When Yu 'ebao transfers in a large amount for the first time, a prompt will pop up: "There is no payment method at present", and then there will be an entrance for signing a large amount at the bottom. Click Open.
After the large amount of funds is transferred, as long as the information is filled in correctly, the funds will soon be transferred to the Yu 'ebao account. At that time, investors can choose Yu 'ebao to deduct money and then purchase funds.
Extended data:
Alipay Fund and Ant Fund:
Alipay is only a consignment agency with fund sales qualifications, so as long as it cooperates with fund companies, the products of fund companies will be presented on Alipay platform, so the funds in Alipay are not all ant funds. Although Ant Fund is the placing fund of Ant Group, it is also managed by five fund companies including E Fund, China Europe Fund, Penghua Fund, Huitianfu Fund and Huaxia Fund.
Therefore, Alipay is only a fund agency, and most of them are OTC funds. OTC funds can be purchased and redeemed at any time. The system will charge a certain subscription redemption fee, management fee, custody fee and sales fee according to the subscription amount and holding time.
Now the third-party fund institutions compete with each other, so there is a discount on the handling fee. Before buying a fund, investors must read the product specifications in detail and fully understand the risks and costs of various products.
Alipay fund conversion rules:
The so-called fund conversion is to convert one fund into another, which mainly includes ordinary conversion and advanced conversion. Among them, ordinary conversion usually occurs between two funds managed by the same fund management company. Early conversion usually occurs between funds managed by different fund management companies; Or between funds managed by the same fund management company, but the company has not yet opened ordinary conversion.
Generally, when applying for fund conversion on T-day, the confirmation result will be returned before 24: 00 p.m. on T+ 1 day, and both funds will be confirmed according to the net value on T-day. However, T Day does not include Saturday, Sunday and legal holidays, and is usually bounded by the closing time of the stock market. Every day, T-day is counted before 15, and after 15, it is counted as T+ 1. After applying for fund conversion, you can also apply to cancel the conversion order of the day before the afternoon of T day 15.
To convert funds, just log in to Alipay APP and click "My"; Click "Total Assets" again; Then select "Fund" and click the corresponding fund name to enter the details page; Then click "Convert" and follow the prompts on the page.
There will be some fees for general fund conversion, but the fees for general conversion and advanced conversion will be different.
Also, not all funds support conversion. For example, funds supported by ordinary conversion are generally determined by fund companies, while funds supported by advanced conversion are adjusted according to market fluctuations, valuation and other dynamics. For example, QDII, a regular open-end fund in Hong Kong, temporarily does not support short-term financial management.