Although as the aging population continues to intensify and the number of newborns decreases year by year, the pension pressure we face will become more and more severe. In order to alleviate the pension pressure that the post-80s and post-90s will face in the future, a model such as a pension fund has been launched

, but I personally am not very optimistic about withdrawing from the personal pension guarantee and wanting to make a steady profit without losing any money.

Because any similar project will have certain risks, and it is impossible to achieve a guaranteed profit without loss. For the current generation of post-80s and post-90s, if you want to truly relieve your own pension pressure, you should not rely solely on this kind of project.

For pension funds, you should take advantage of your youth to reduce unnecessary expenses in your life as much as possible, so that you can have some savings as much as possible. Although your savings may face inflationary pressure, at least

It can make a good supplement and supplement to your pension in your later years.

This so-called personal pension fund is just an attempt to provide a diversified pension fund. It still needs to be tested in practice. For the current generation of post-80s and post-90s, if a small part of the funds is used for it,

Try, perhaps we should remember that we should not put all our eggs in the same basket. It is obviously unrealistic to expect such a personal pension guarantee to ensure a steady profit without loss. If you work hard when you are young,

Working hard to save money is the most effective way and the most correct direction to ensure that you can ensure your basic life when you get old in the future.