Borrowing money to buy a fund, as long as it is repaid normally, will generally not affect the credit investigation. However, if you borrow frequently, the bank may refuse to lend when applying for bank loans in the future. Moreover, borrowing money to buy a fund is not in compliance with the regulations.

Because borrowing money to buy a fund violates the loan contract, borrowing money is a consumer loan, and the borrowed money can only be used for consumption. Borrowing is a loan service for personal consumption, which supports borrowing for repayment and daily interest. Loans can be used for personal consumption, decoration, tourism, etc. , and choose according to the actual needs of borrowers.