fund investment seems simple, but it is not easy, and it requires certain knowledge and experience. So what are the suggestions of people who buy funds? What should I pay attention to? Xi Caijun also prepared relevant contents for your reference.

what are the suggestions of people who buy funds?

1. Don't blindly chase hot funds. Many investors want to follow suit when they see that some funds have a high increase, but they often buy at a high point and miss the best opportunity. Hot funds are not necessarily suitable for everyone. Investors should choose appropriate fund types and products according to their risk preferences, income targets and investment period.

2. Don't change funds frequently. Many investors like to adjust their fund portfolios frequently and want to seize every opportunity, but this will often increase transaction costs and affect long-term returns. There should be clear reasons and basis for changing funds, not emotional transactions.

3. Don't trust others' recommendations or negative comments. Many investors believe what others say when they recommend or belittle a fund, instead of making their own judgment and analysis. This often leads to blindly following the trend and losing your investment proposition. Investors should make their own decisions based on their own analysis and understanding.

what should I pay attention to?

1. Pay attention to the transaction cost of the fund. Fund investment involves subscription fees, redemption fees, management fees, custody fees and other expenses, which will affect the actual income of investors, so investors should understand clearly and try to reduce costs.

2. Pay attention to the risk warning and restrictions of the fund. Each fund will disclose its risk warnings and restrictions in its contract and prospectus, such as the minimum subscription amount, the maximum holding share, whether there are redemption restrictions, dividend distribution methods, etc. Investors should read them carefully.