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Who is the gardener of Alipay financial seeds?
The "gardener" of seed financing is Qu Yang, the manager of Golden Selection Fund. Qu Yang, a doctor of Tsinghua University, has rich investment and research experience.

Seed financing is essentially a kind of fund marketing. By budgeting your risk preference, you can get the right fund for you. But matching risk preference does not mean that it is a good fund.

There are thousands of funds in the whole market. Risk preference suits you everywhere, but it doesn't mean it is the best. It is possible to recommend advertising funds and small-scale funds of small companies, so you need to rationally analyze the funds themselves and not just listen to their recommendations. Investors should not just click to experience the purchase immediately here, but click on the details to see the specific information of the fund. Through analysis, the performance of fund net value, fund manager, volatility, Sharp ratio, maximum withdrawal, and fund scale, as well as the comparison with the same type of funds, should be comprehensively considered, avoid blind obedience, invest rationally, and have their own independent thinking process.

Characteristics of cactus (stable fund): tenacious vitality, easy to raise and easy to worry about.

Cactus seed, corresponding to a stable fund, mainly invests in fixed-income assets and high-quality bonds, supplemented by a small amount of high-quality partial-stock assets, so as to enhance income and strive for steady appreciation, which is suitable for owners who pursue stability and don't want to worry about it.

Succulent (balanced value style fund) features: strong adaptability and steady growth.

The succulent seeds correspond to the fund with balanced value, and the investment industry is relatively balanced and scattered. Every industry chooses mature and stable business stocks, and emphasizes risk control while pursuing long-term stable income. Suitable for car owners who pursue steady and patient.

Sunflower (Balanced Growth Style Fund) Features: Born in the sun, the flowers are brilliant.

Sunflower seeds correspond to balanced growth funds, whose investment industries are relatively balanced and scattered, and select high-growth stocks with fast growth and development space in various industries, and pay attention to risk management while obtaining higher returns, which is suitable for owners who pursue higher returns and are optimistic.