Why do you recommend the fund to vote?
1. Share the capital cost and reduce the risk. As the market fluctuates greatly, if investors buy the fund at one time, they may buy it at a high point. If investors make a fixed investment in the fund, they can buy at different prices to avoid excessive concentration of risks.
2. Cultivate good financial habits. Fixed investment allows investors to develop the good habit of saving money and investing regularly, thus realizing the accumulation of wealth. Fixed investment can also enable investors to overcome human weaknesses, such as greed, fear and impulsiveness. Don't blindly chase after the market rises, don't rush to sell when the market falls, and remain rational and calm.
3. Seize the long-term profit opportunities. Fixed investment allows investors to enjoy the long-term growth trend of the market, thus obtaining higher returns. Because investors don't have to worry about short-term fluctuations and losses, investors can choose some funds with great income potential, such as stock funds and index funds. Although these funds may fluctuate greatly in the short term, they often outperform the market in the long run.
What should I pay attention to when buying a fund?
Different types of funds have different risk-return characteristics, so investors should pay attention to choosing the right fund according to their risk preference, income target, investment period and other factors when purchasing funds. Generally speaking, bond funds and equity funds are more suitable for long-term investment, while money funds are more suitable for short-term holding. When buying a fund, investors can compare it with similar funds and investigate the historical performance, cost structure and net value withdrawal of the fund.