No matter whether you choose open-end or innovative funds, the change trend of fund net value is the fund power that can obtain sustainable income. When investors choose, they must take the static growth of future funds as the first criterion. Specifically, fund investment is a long-term investment, which can not be determined only by the change of net value in a year or a short period of time, but depends on whether the net investment value of the fund is in the forefront of similar funds in three to five years.

Fund variety

Choose a fund according to your risk tolerance. Funds with fast net growth also have greater investment risks. Investors with strong risk tolerance can choose equity funds; If your tolerance is weak, you can choose a bond fund. In addition, investors who need funds to maintain liquidity can choose money funds.

investment objective

When investing, you must plan ahead, and you can't invest blindly. The same is true for investment funds. If you want to achieve short-term goals, don't choose stock funds; If you want to achieve long-term goals, you can choose index funds and stock funds to obtain long-term investment income.

Fund costs and expenses

Fund is also a commodity, which is always pursued by consumers. It is better to buy more fund shares with less money. Because of this, fund companies with good growth and thoughtful service charge higher fees. Don't just base on cost and preferential rates, choose the best among the best.

fund manager

Choosing a fund with excellent fund managers under an excellent fund company can help investors get stable income in the unpredictable market, and investment experience is also very important in fund operation.

Fund investment ratio

Funds that are brave enough to invest in funds must consider the ratio with family income. You can't say that money is in one basket. Generally speaking, it is impossible to buy all the funds into funds, especially high-risk funds.