Fixed investment in funds is a long-term investment concept, and its core idea is "fixed investment in time, risk diversification and long-term holding". By investing a certain amount of money regularly, the fund share is expected to obtain a stable return on investment during the long-term holding period. How to operate the fixed investment of the fund? Let's introduce the specific operation method of the fund's fixed investment.
First, understand the types and characteristics of funds.
Before making a fixed investment in the fund, it is necessary to understand the types and characteristics of the fund and choose the appropriate fund products. According to different investment objects, funds can be divided into stock funds, bond funds, money market funds, hybrid funds and index funds. Each fund product has its own investment strategy and risk characteristics, and needs to be selected according to its own risk tolerance and investment purpose.
Second, choose the fixed investment that suits you * *
There are two types of fund fixed investment: fixed investment and fixed investment. Regular quota refers to the monthly fund share allocated according to a fixed amount and time, such as monthly fund share ** 1000 yuan. An irregular quota is a fixed amount of * * fund share at a convenient time, such as * * fund share per time 1000 yuan. Which * * to choose depends on your investment habits and financial situation.
Third, choose a fixed investment cycle that suits you.
There are usually three months, six months, 12 months and other different options for the fixed investment period of the fund. Choosing the right fixed investment cycle needs to take into account your investment purpose and the fluctuation of the fund market. Generally speaking, the longer the fixed investment period, the smaller the risk and the more stable the income.
Fourth, continue to pay attention to the fund market.
The fixed investment of the fund requires continuous attention to the market situation of the fund, and timely adjustment of investment strategy and * * fund products. You can know the investment and income of fund products by regularly checking the fund net value, fund dividends and fund manager's work records. Adjusting your investment strategy and * * fund products in time can get a better return on investment.
Fixed investment of funds is a long-term investment concept. It is necessary to choose appropriate fund products and fixed investment * * according to their own risk tolerance and investment purpose, and continue to pay attention to the fund market, and adjust investment strategies and * * fund products in a timely manner. Only by persisting in long-term investment can we get a stable return on investment.