Part of the money fund's investment targets are deposits and bank deposit certificates, which are related to the interest of bank deposits. The money fund also invests in bonds within 397 days and bond repurchase within one year, so the yield is generally ten times that of the current period and higher than the one-year fixed period. For example, the average annual yield of Guangfa Currency A this year is around 4, and the latest one is around 3.5. Flexibility is better than saving. If it is a direct sale, it will be redeemed before 3 o'clock today and will arrive tomorrow morning. I work in a fund company. You can add 168552898 if you have any questions.