I can't stand it! If you take it out in a year, you have to pay a high handling fee. The lobby manager may not have made it clear to your mother at that time. He is a business agent. In order to charge more, he often only picks up the good ones and doesn't remind you of the risks. In that case, he didn't abide by professional ethics, but it's no use saying anything now. Tell your mother to pay more attention in the future. Don't buy any wealth management products involving insurance casually. Ask the other party to provide the insurance terms, read them carefully before buying, and there will be no problem.