Stealing funds means that there is a gap between the real-time estimated fund valuation of a fund and the final officially announced fund net value, which is divided into two situations, namely: valuation improvement >; The increase of fund net value or the decrease of valuation will not exist in regular fund companies, which is illegal and criminal. Investors suspect that the net increase is inconsistent with the net estimate after the close. Estimation is only the judgment made by fund companies according to the general trend of funds, and there is still a gap between the net growth and the actual net growth, which cannot be taken seriously.

1, which roughly means that it is suspected that the fund company pays dividends privately with its net profit, which is inconsistent with the daily fund valuation;

2. Under normal circumstances, there is no theft of funds by regular fund companies, which is illegal and criminal. Investors suspect stealing because the actual net increase after the close is inconsistent with the net estimate. The estimate is only the judgment made by the fund company according to the general trend of the fund, and there is still a gap with the actual net increase, so it can only be used for reference.

3. In fact, fund stealing is actually a joke for everyone, because the net value is lower than the valuation, and the net value comes out at night, so many people think it is stealing, but the net value is sometimes higher than the valuation, so it can't be said that it is stealing your own, so don't care too much about stealing your own fund. After all, estimation is not the final result, and differences are inevitable.

4. Why is the estimate inconsistent with the actual net value?

First, let's look at the calculation of the estimate. The calculation of the estimate is provided by the third-party fund sales organization, not the fund company. Therefore, we will find that the valuation of the same fund is different on different fund platforms (such as Tian Tian Fund Network, Ant Wealth, etc.), because each company has different time to obtain data and different logic to calculate data, resulting in different valuation results. In addition, the estimation calculation is based on the fund position data released by the fund company at the end of last quarter, but in actual operation, the fund manager will change positions frequently, so the base used in the estimation calculation is biased, which will also lead to inaccurate calculation.

Secondly, let's look at the actual net worth calculation. The actual net value is calculated by the fund company or the institution entrusted by the fund company, and is calculated according to the actual positions held on that day. Then each fund sales organization obtains this actual net value data and publishes it on its own website, so that we will find that both fund companies and other sales organizations are completely consistent in the actual net value of funds without deviation. Therefore, the estimated net value and the actual net value will inevitably be different. However, this is not the so-called "stealing vegetables" behavior, but a misunderstanding of fund investment.