Today I’m going to share some tips on how to save money with credit cards. Many people don’t think of this. Credit cards can actually save money. Let’s take a look.

1. Make reasonable use of the interest-free period of credit cards. The longest interest-free period of a general credit card is 50 days. If you make reasonable use of this interest-free period, each credit card interest can bring a lot of income. This interest is helped by the bank.

You don’t need to pay a cent of your own money at all. This is the first and most important tip for making good use of credit cards to save money.

2. Credit card rights from different banks. For example, the i Platinum Credit Card of China CITIC Bank that I am currently using. If you make 3 purchases of more than 299 yuan per month, you can enjoy the rights of 9-point redemption 3 times. This benefit can be used to redeem Starbucks

, McDonald's, KFC, and can also be used to redeem some other benefits. The benefits of this credit card are different for different banks and different types of credit cards.

3. Some overseas specialty credit cards. For example, I applied for an overseas-specific credit card at Pudong Development Bank some time ago. It is called Pudong Development Bank American Platinum Express New Rich Card. This card can be used at designated cooperative restaurants in Japan, Thailand, and some Southeast Asian countries. You can enjoy 5.

The discount is very large, and the most important thing is that using this credit card to make purchases abroad is free of handling fees and currency conversion fees. For example, if you use a domestic card to make purchases abroad, it will first help you convert into

If you spend money in U.S. dollars in Japan, they will convert U.S. dollars into Japanese yen, and there will be currency conversion fees in the process.

4. Rights and interests of high-end credit cards. Many people actually ignore the rights and interests of high-end credit cards. They think that high-end credit cards are only for wealthy people. High-end credit cards are used to spend money rather than make money.

In fact, many high-end credit cards include benefits that are much higher than their annual fees. For example, the annual free benefits of Pudong Development Bank’s Platinum Express Card far exceed the annual fee of the card itself. For those in need, playing

Great high-end credit card, you can save a lot of money every year.