Flexible employment medical insurance payment standards in 2017 Basic medical insurance premiums are based on the average social salary of the city's employees in the previous year, and a one-year basic medical hospitalization co-ordination fund and a large relief fund of 100 yuan are paid at a rate of 4.9%.

After retirement, you only need to pay a large amount of assistance of 100 yuan per year.

The total payment amount this year is 1285.36 yuan.

After a man reaches the age of 60, the actual payment period shall be no less than 25 years; after a female reaches the age of 55, the actual payment period shall be no less than 22 years.

If the actual payment period is less than the actual payment period, it must be made up in one go based on the average salary of the city's employees in the previous year when the retirement age was reached. From next month, retirees will enjoy basic medical care and hospitalization benefits.

The specific amount of supplementary payment needs to be verified and calculated at the flexible employment window on the second floor of the Medical Insurance Center.

The medical insurance card cannot be used to purchase medicines in pharmacies. The insured is within the legal working age. The insured population refers to those who are capable of working and are employed in flexible forms such as part-time, temporary and flexible work systems, such as self-employed persons and freelancers.

workers, migrant workers (holding a migrant worker permit issued by the labor department), unemployed people, employees whose units have no ability to pay and are temporarily unable to participate in basic medical insurance, etc.

Be sure to register your contact number in detail. It is understood that people with household registration in this city must bring the original and copy of their ID card, the original and copy of the household registration book and the home page and personal page, and 2 recent one-inch (3.3 cm) color photos without a hat.

Insurance must be applied for in person at the flexible employment window on the second floor of the medical insurance center; people with registered residence in other places, in addition to the above procedures, also need to hold a residence permit issued by the public security department and an employment contract issued by the labor department, which must be applied in person at the medical insurance center.

It should be noted that when applying for insurance, flexible employment personnel must register the contact number (landline and mobile phone) in detail so that they can be notified in time before payment is required.

Procedures 1. Declaration and registration: Flexible employment personnel should go to the Municipal Medical Insurance Bureau with their original and photocopy of their ID cards to complete the morning declaration and registration procedures.

After passing the examination, apply for everyone's medical insurance certificate, card and special registration book.

2. Approval of payment: The Municipal Medical Insurance Bureau shall make an approval in accordance with regulations based on the declaration and registration status of flexible employment personnel, and fill in the "Payment Approval Form".

3. Payment procedures: Flexibly employed persons should go directly to the tax hall of the Municipal Local Tax Collection Bureau to pay with the "Payment Approval Form" stamped with the special approval seal of the Municipal Medical Insurance Bureau.

The fee invoice is transmitted from the municipal local tax collection bureau to the municipal labor settlement center, and the municipal labor settlement center transmits it to the municipal medical insurance bureau.

The Municipal Medical Insurance Bureau regularly transmits payment verification data for flexible employment personnel to the Labor Settlement Center once a month.

At present, medical insurance for people with flexible employment has received strong support from national policies, and people with flexible employment can enjoy basic medical security in accordance with the law.

Payment time 1. For flexible employment personnel participating in basic medical insurance, local minimum payment annual limits and actual payment annual limits are implemented.

Generally speaking, the minimum payment period is no less than 25-30 years for men and no less than 20-25 years for women.

In the implementation of the basic medical fraternity system in Xi'an, continuous service years in line with national regulations or years of participation in basic pension insurance are deemed to be the payment period.

If the actual payment period is stipulated by the cumulative years of participation in basic medical insurance and payment, retirees will enjoy the basic medical insurance benefits.

After reaching the statutory retirement age, if the minimum payment years and the actual payment years do not meet the prescribed standards, after paying the basic medical insurance premiums for the difference in years, you can enjoy the medical insurance benefits of retirees.

2. The main components of flexible employment personnel are laid-off workers, with a relatively older age structure.

According to relevant data, 44% are aged 35-40, 40% are aged 41-50, and 16% are aged 50 or above.

The actual payment period is 10-15 years, that is, after 10-15 years, most of them have reached the legal retirement age and can no longer pay contributions and enjoy medical treatment.

The medical expenses paid in 10-15 years are 7-8 thousand yuan.

After the employees of the unit retire, the unit still bears about 6% of their medical insurance premiums.

When retirees from bankrupt units participate in medical insurance, they pay a one-time medical insurance premium for 10 years, which is roughly 7-8 thousand yuan, and the time to enjoy medical insurance benefits is relatively short compared with those with flexible employment.

In addition, some urban residents whose employers have withdrawn or who have been sick at home for a long time also belong to the flexible employment group. After participating in the insurance, they use the overall fund more than other insured employees.

From the above analysis, it can be seen that after 10-15 years of paying contributions and reaching the legal age, flexible employment personnel will no longer pay medical insurance premiums and enjoy the medical treatment of retirees. Compared with retirees from insured units and bankrupt enterprises, it is obviously unfair.

In order to reduce the burden and avoid responsibilities, some employers may push employees who are approaching retirement age into the society.

Medical insurance emphasizes the burden of both parties, the equality of rights and obligations, and reflects fairness.

Therefore, experts believe that when flexible employment personnel reach the actual payment period and at the same time reach the legal retirement age, they should refer to the payment method for retirees in the unit and pay about 5 years of medical insurance premiums at one time in order to enjoy the medical treatment of retirees.

Minimum payment years and actual payment year limit systems are implemented for flexible employment personnel to participate in basic medical insurance.