It is more reliable for China Post to enjoy life-long pension annuity insurance, which can be guaranteed for 25 years. In other words, in these 25 years, whether alive or not, there must be an old-age pension. Even if he dies unfortunately during this period, the pension annuity that should be received but not received during the collection period is guaranteed to be paid to the beneficiary in one lump sum, so as to avoid the situation that the insured loses a large amount of pension annuity due to premature death. If you want to compare more old-age insurance, you can read this article: the top ten commercial old-age insurance markets with cost performance! ?

Moreover, China Post prefers life-long pension annuity insurance for life. From the agreed collection time, it can get the agreed basic insurance amount every year, and it can always receive the death of the insured. If you want to know whether its income is good or not, you can click here to check: Is China Post Premium Lifelong Pension Insurance worth insuring? What is the profitability?

In addition, China Post enjoys life-long pension annuity insurance and insurance that the insured is exempt from paying premiums for accidental injury and death. As long as the relevant conditions are met, the residual premium can be exempted, but the contract is still valid.

However, it should be noted that the death insurance can only be obtained if you die before the first pension collection date, which is the greater of the cash value and the premium paid. If you die after the first pension payment date, you won't get the corresponding insurance money. Finally, I will give you a guide to avoid the annuity insurance pit, hoping to help you: learn this trick and stay away from the 99% pit of annuity insurance.

Hope to adopt!

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