Taxes: refers to taxes and expense taxes. Taxation is a form of compulsory free participation in the distribution of social products by the state according to its social functions and legal provisions. Taxes and fees refer to a kind of fees charged by state organs for providing certain labor services or services to relevant parties in accordance with regulations.

How to calculate the tax on buying a house: 1, deed tax. According to state regulations, the sale of houses, whether commercial houses or stock houses, must pay deed tax to the state. According to the standard of residential housing, the deed tax is paid at 1%-4% of the total house price, and the specific proportion needs to be determined according to the relevant national policies, purchase time, unit price, purchase area, whether to buy a house for the first time and other factors. Non-residential houses shall be paid at 3% of the total house price. According to the Notice on Implementing Preferential Deed Tax Policies from 20 10, 10 and 1, if an individual purchases an ordinary house and the house belongs to the only family house, the deed tax will be levied by half. If an individual purchases an ordinary house of 90 square meters or less, and the house belongs to the only family house, the deed tax shall be levied at the reduced rate of 1%. In general, the purchase of houses below 90 square meters is levied at the rate of 1%, 90- 144 square meters at the rate of 1.5%, and above 144 square meters at the rate of 3%; The second purchase is levied at the tax rate of 3%, regardless of area. 2. Stamp duty. Stamp duty is a kind of tax levied on contracts or documents with contractual nature, property rights transfer documents, business books, rights, licenses and other documents determined by the Ministry of Finance. For buyers, the tax rate of stamp duty is five ten thousandths, that is, the tax that buyers should pay is the value of the house multiplied by five ten thousandths, and the stamp duty is paid by taxpayers themselves. 3. Housing maintenance fund. Housing maintenance fund actually includes housing public facilities special fund and housing maintenance fund. When selling commercial housing, the purchaser and the selling unit shall sign the relevant maintenance fund payment agreement, and the purchaser shall pay the maintenance fund to the selling unit according to the proportion of 2-3% of the purchase price. 4. Registration fee. The charging standard is divided into housing and non-housing housing registration fees in 80 yuan; The housing registration fee for non-housing is for each 550 yuan. 5. Transaction costs. 3 yuan/m2 for residential buildings, but not for property buyers, and x 0 for non-residential buildings. Pay 35% of the calculation result. The cost of real estate license and land use right certificate varies from place to place, but neither of them exceeds 100 yuan. 6. Evaluation fee. 0.5% of the appraisal result will be charged for the part with the appraisal price lower than 654.38+00000, and 0.25% will be charged for the part with the appraisal price higher than 654.38+0000. 7. Insurance premium. Property insurance: insurance premium = loan amount × annual interest rate × life coefficient. Comprehensive insurance: insurance premium = corresponding coefficient of lender's years × loan amount 8. Notarial fee If the purchased house needs notarization, a certain percentage of notarization fee shall be paid. The standard of notarization fee is generally from 200 yuan to 400 yuan, or charged according to the charging standard of notary office.