First, the preparatory work before buying a fund.
Compared with other investment projects, the investment threshold of fund investment is relatively low. Public Offering of Fund starts from 100 yuan, even if it is a fixed investment, it can start from 10 yuan, which is suitable for ordinary public investors. Therefore, there is generally no problem with funds, only the difference in the size of funds.
It is necessary to make a good capital plan for your investment fund, how much money to invest in the fund, how much money to leave for turnover, and so on. If you just start to contact the fund, you'd better invest with your own spare money, that is, you won't need funds in the short term.
From the investment psychology, we should realize that the fund is not a product of capital preservation, and some equity categories also have greater risks, but the risks are smaller than those of stocks.
For the current investment, the capital preservation fund is almost gone, and we have to confirm our risk tolerance.
Also, investment funds are a long-term investment process. There is no way to get rich overnight. You should have a reasonable expectation of the fund's income.
Then, you need to prepare an investment fund account. You can choose to invest in funds through platforms such as Alipay, banks, brokers and Tian Tian Fund, and choose your own convenient management channels.
As far as the number of funds is concerned, Tian Tian funds are bigger than Alipay, banks and brokers.
Second, the basic knowledge of reserve funds.
It is not recommended to buy funds directly without any foundation. First of all, you should have some knowledge of fund investment, including understanding the classification of funds, the risk-return characteristics of various funds, the construction of investment portfolio, optimization strategies and so on.
Different types of funds have different risks and returns, and their portfolio construction and optimization planning are also different. Investment funds must first understand what kind of risks they are taking. High risk, low risk, medium and low risk?
Third, choose the way of fund investment.
There are two main ways of fund investment, one-time investment and fixed investment.
One-time buying: If you are optimistic about a fund, you need to have certain timing ability and choose to buy at the right market point.
Fund Fixed Investment: You can start your own fixed investment fund plan at any time without timing.
If you have some spare money on hand, you can choose a one-time investment at the right time. If you don't have much spare money on hand, but you have a fixed income every month, you can consider the fixed investment of the fund.
Of course, for financial management, we suggest that the first choice is to start with the fixed investment of the fund, and then know how to judge the market trend, when to lighten up and add positions, and so on. Try other selective investment operations.
The cycle of fixed investment mainly depends on which method is more convenient and easier to adhere to. Fixed investment with different frequencies has little difference in income. If it is in the long run, there is basically no difference in the income of fixed investment.
Fourth, make profits in time and keep learning.
To do a good job of taking profit, the fund's taking profit should be decided according to the income target set by the fund at the beginning. When it comes to take profit, don't covet profits and strictly abide by trading discipline.
Profit-taking does not necessarily mean the end of investment, but may also be the beginning of the next stage of investment.
In the process of investment, you need to keep learning and constantly strengthen your professional knowledge, so that you can get more benefits.
I hope the above contents are helpful to you.