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What is the name of the kind of money that can be withdrawn at any time in the bank?
It's called a money fund, which can be redeemed at any time, and usually arrives in one or two working days.

The income is generally higher than that of the bank for one year or even three years, with an annualized rate of 4-5%, and the income is calculated on a daily basis.

Yu 'ebao is a monetary fund. Such products have existed for a long time, and Yu 'ebao let everyone know this.

The risk is very small, almost negligible (there has been no case of money fund loss for more than ten years)