Hybrid fund is a kind of fund, which belongs to medium and high risk fund, and its income is higher than that of money fund and bond fund. There are many hybrid funds to choose from in the market now, but many investors have encountered difficulties in choosing the fund. I don't know how to choose. Just look at these three indicators.

How to choose a hybrid fund?

1. Capital position layout

If you want to choose an excellent hybrid fund, you must first understand the position of the fund. Now many funds are called hybrid funds, but many positions are biased towards a single sector. This is not a real hybrid fund. Therefore, when choosing a hybrid fund, we must first determine whether the heavyweights are evenly distributed in all sectors. If they meet the requirements and each heavyweight is the leading stock in all sectors, then this fund is a standard hybrid fund. This kind of fund has strong ability to resist the risk of market fluctuation and has the characteristics of rising and falling.

2. Long-term trends of the Fund

When choosing a hybrid fund, we also need to observe and confirm the past trend, not only in recent months or near 1 year, but also in 3-5 years. Those funds with higher short-term and long-term rankings are better. In addition to ranking, it also depends on the callback range of funds. If the callback exceeds 20% in the short term, it is not a good hybrid fund. In order to pursue long-term stable income, this

3. Investment style and historical experience of fund managers

The fund manager is the soul of a fund. We should not only look at the fund's heavy positions and historical performance, but also pay attention to the fund manager's investment style and past experience. Investors should choose those fund managers who have worked in the fund market for more than 10 years, because they have experienced the baptism of the bull-bear market and have more experience in coping with adjustment risks and actively grasping market opportunities. In addition, they also need to look at the investment style of fund managers. Whether we prefer long-term value investment or not, the purpose of choosing hybrid funds is to obtain stable income from long-term investment, so we need to choose fund managers who like long-term value investment, and only the right ones are the best.

In addition, hybrid funds are divided into partial debt funds, partial stock funds, balanced funds and flexible allocation funds. These funds allocate stocks in different proportions. The proportion of partial stock funds is about 50%-70%, the proportion of bonds is about 20%-40%, the proportion of partial debt funds is about 20%-40%, the proportion of bonds is about 50%-70%, and the stocks of balanced funds are balanced. Due to the different allocation ratio, the risk return of the fund will be different, and investors can choose the appropriate hybrid fund according to their risk tolerance.