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Extraction method of old house provident fund
After buying a house, people usually keep saving money for their provident fund accounts in order to withdraw the provident fund in some cases in the future. One situation is when an old house needs decoration or maintenance. Then, here are some ways to extract the old housing provident fund.

The first one is "medical extraction for serious illness". In this case, after someone in the family is identified as suffering from a serious illness, they can choose to withdraw medical expenses. In this way, the housing provident fund can be used as a fund for "medical treatment for serious illness".

The second is "house purchase withdrawal", that is, after the old house is sold in a planned way, the proceeds will be used together with the provident fund to buy a new house. The withdrawal of house purchase needs to comply with the national house purchase policy and the provisions of the provident fund house purchase. When handling the purchase withdrawal, you need to provide the certificates and supporting documents required for the purchase, and provide a copy of the purchase contract to the provident fund management department.

The third is "renaming extraction". In this case, when the property right of the old house is transferred, such as the transfer or inheritance of the house ownership, you can choose to change the name of the provident fund.

The fourth is "advance payment for house purchase". In this case, after the house loan is paid off, if there is a provident fund loan, it can be repaid in advance. The condition of "prepayment" is that the remaining loan period shall not be less than one year, and the repayment time shall not be earlier than the withdrawal time of 180 days.

These are some ways to withdraw provident fund from old houses. It should be noted that when withdrawing the provident fund, it is necessary to operate in accordance with relevant regulations and procedures. For the problems encountered in the process of provident fund withdrawal, it is best to contact the staff of relevant departments for consultation in time.