However, there are two kinds. One is the front-end charge, that is, you pay when you buy it, which is generally 1.5% (65438+ 0.5% of the total amount you buy). You have to pay 0.5% when you redeem it.
The other is not to pay the handling fee when buying, but to pay the handling fee when redeeming. That kind of demand is 1.8%, and there is still 0.5% when it is redeemed.