In the second child era, the cost of child-rearing is increasing
It is a tradition of China people to have more children and more happiness, and it is also a blueprint for a good family in China. After years of family planning and one-child policy implementation, the second child is finally open, but the data shows that there are not as many families who have a second child as expected. The main reason is that the cost of child-rearing is increasing in today's society, which brings great pressure to ordinary families.
Raising a child in a second-tier city, from birth to college, 1 million may be just the right amount. To educate children, "teaching" is more important than "nurturing". Parenting should not only be grasped from a young age in terms of nutrition, but also not be lost at the starting line in children's extracurricular tutoring and interest class teaching, so the cost of parenting is rising. What are the guaranteed critical illness insurance for children? Which are cost-effective? Which one is the most worth buying? Let's take a look at the inventory of top 1 insurance companies selling children's critical illness insurance
Buy education fund insurance and share the pressure of education expenditure
With the birth of children, parents begin to lay the foundation for their children's future development. At this time, it is best to make careful arrangements and preparations for their children's education. It is very necessary to prepare an education fund for children's long-term education. Nowadays, many families also have the consciousness of setting up special funds for education. After purchasing the education fund insurance, it can be forced to save, which can better help the second-child family to better plan the education expenses of their children at different stages.
what is the function of education fund insurance?
1. Premium exemption function
In the process of purchasing education gold insurance by stages, once parents encounter misfortune due to unexpected factors, the insurance company will exempt all the premiums of the remaining stages for the sake of children's life development, and still be able to give children the best protection. This is the outstanding advantage of education fund insurance to ensure children's growth. Which insurance company is stronger? I just sorted out the relevant contents, hoping to help you: the latest list! Ranked among the top ten insurance companies in China
2. Compulsory saving function < P > In the decades when children grow up, the financial situation in the family may not always be smooth, and if they encounter special circumstances, they may misappropriate the education funds expected for their children. After purchasing the education fund insurance, if the premium is not renewed, the policy will be cancelled directly, so it is helpful to implement a good education fund savings plan and give children safety protection.
3. Integrating security and financial management functions
Education fund insurance can compensate parents and children for accidental disability and death, and has the basic security function. At the same time, the education fund insurance can also play the role of financial management. When the insurance is renewed in time, it can receive the education fund regularly. This education fund includes the company's dividends, which is generally higher than the bank's time deposit yield, and can continuously return the education fund in a long return period.
When taking out insurance for their children, parents should pay attention to covering all kinds of insurance from all directions and angles. Basic personal accident insurance, medical insurance and health insurance should be taken out. Choosing the right education fund insurance can protect the long-term development of children's lives. What are the guaranteed medical insurance? Which one is worth buying? Look at the top 1 hot-selling insurance of insurance companies this year: what good medical insurance recommendations are there? Inventory of Top 2 Best-selling Medical Insurance in 22