How to buy a self-selected fund? I believe that buying a fund is a very important first step for people who are just going to start buying a fund, and we can't deal with it hastily. Therefore, Bian Xiao specially brought you how to buy self-selected funds, hoping to help you.

How to buy self-selected funds

How to buy self-selected funds:

Research Fund: Obtain fund-related information through fund company official website, financial media and investment platform. Understand the investment strategy, historical performance and risk-return characteristics of the fund.

Opening a securities account: before purchasing a self-selected fund, you need to open a securities account. You can choose banks, securities companies or online investment platforms to handle relevant procedures.

Choose a trading platform: choose a trading platform that suits you according to your personal needs, which can be a bank counter, an offline counter of a securities company, an online trading platform of a securities company or bank or a third-party internet securities platform.

Order transaction: log on to the selected trading platform and search and select the self-selected fund products you want to buy in the fund market. Enter the purchase amount, confirm the transaction, and complete the transaction according to the interface prompts.

Pay attention to costs and risks: Pay attention to related costs when purchasing self-selected funds, including subscription fees, redemption fees and management fees. At the same time, there are market risks in fund investment, and investors need to make rational judgments and invest according to their own conditions.

Regular adjustment and evaluation: continuously pay attention to the performance of the selected funds, and regularly evaluate and adjust the portfolio. Follow the principle of long-term investment and avoid blindly chasing up and down and intraday trading.

Please note that the above information is for reference only and the investment is risky. It is recommended to consult a professional financial consultant or investment institution before making a decision.

A quick way to buy funds.

More funds are better than less.

Many investors may have had this experience. They hold the fund that they are least concerned about, because they buy less, because they are too lazy to care and don't toss, so the rate of return is the highest.

Income of fund investors = fund income+investment behavior of bad investors.

The long-term investment practice of Chinese and foreign investors proves that most fund investors have negative behaviors, so long-term holding and not tossing can bring better returns.

The number of funds is better than less, that is, the proportion of each fund is allocated to the extent that we don't care. In this way, when each fund falls behind or rises sharply, we will not be swayed by considerations of gain and loss, nor will we rush to buy or sell or change funds, which is conducive to our long-term holding and obtaining better long-term returns.

How many funds should I buy? I think it's fifty-fifty. It doesn't matter if there are too many. 30 funds, each accounting for about 3%; 50 funds, each accounting for about 2%. In this way, the rise and fall of a single fund is 10%, and the impact on our entire net worth is only 0.2-0.3%, and only 2-3% when we lose money completely (in fact, this is impossible). In this way, we can rest assured that the fund managers we choose will be tossed around. In five or ten years, some funds may have average returns and some may be top-notch, but the total returns must be considerable.

Some investors may feel unreliable, so how to manage so much money? My answer is that choosing so many funds is to let you not blindly manage and toss, regardless, just leave it there. Don't believe the story that buying 300 index is not as good as buying too many funds.

When is the right time to buy quantitative funds?

Quantitative funds are divided into stock funds, hybrid funds, index funds and index funds, which are generally divided into stock funds, hybrid funds, index funds and index funds. Quantitative funds are divided into stock, hybrid, index and bond types. The buying time of stock funds is different from the buying time, because their selling time can't be judged, so it is best to buy in batches, but buying in batches has its advantages, and you can choose the selling time after effective selling, which is also one of the important factors to quantify the market opportunities for fund investors.

How do stock fund investors judge the buying opportunity of quantitative funds? Investors in quantitative funds have different buying opportunities for quantitative funds, which are divided into: buying in batches, repurchasing, selling in batches, bull market, spread, spread and so on. So, what kind of stock fund is suitable for buying? Generally speaking, the buying opportunities of ordinary investors are relatively simple. Under normal circumstances, the quantitative fund manager wants to be a quantitative fund because he is an ordinary investor, so he can take the way of adding positions, that is, he can get a very high rate of return and a relatively large rate of return in a short period of time.

Is the fund's income big?

Generally speaking, the expected rate of return of funds is not high. Different types of funds have different expected returns. For example, the expected return of the money fund is relatively stable, with little fluctuation, but the return is not high. The income of stock funds is unstable and fluctuates greatly, and the expected income is relatively high. Expected return and risk correspond, and high return must correspond to high risk, but high risk does not necessarily bring high return.

Take equity funds as an example. Equity funds are risky, but they may not have high expected returns, but they will lose their principal. Investors who are also equity funds may have high returns and some may not. Even for the same fund, the expected return may be different due to different trading methods, so the expected return is not fixed.

Do you need to choose the right time to buy a hybrid fund?

Buying a hybrid fund needs timing, and the main purpose of buying a fund is to earn the difference. So it takes time to buy a hybrid fund. To buy a hybrid fund, it is only possible to make money by buying at a low price and selling at a high price. If you buy at a high price and sell at a low price, it's a loss.

Therefore, when choosing a hybrid fund, don't chase after the ups and downs. If so, you may suffer serious losses. You can choose to buy when the fund position is low, because when the fund position is low, the cost price for investors to buy will be lower, so the risk will be relatively small and the possibility of making money in the future will be greater.