The Shanghai Composite Index experienced the process from the highest point of 2245 to 2005 1000. The general feeling is that funds are more stable and worry-free than stocks. In every band, the market has gone up, and it has also gone up, which is almost the same as that of the market. When the market falls, it also falls, and the decline is less than that of the market. In more than five years, the market value of Anshun, the fund in my account, has been rising wave after wave. Not only did it not lose money, but it also made money, and the income was several times higher than the bank interest. After buying the fund Anshun, I found a phenomenon that many stocks held by the fund rose against the trend in the process of continuous fluctuation and decline in the market, especially the prices of some heavy stocks of the fund have doubled. Retail investors or investment funds are better. Self-taught financial knowledge, independent thinking, reverse thinking, careful choice of funds, long-term investment, timely change. Now my investment fund has a lot of income. No matter the big bear market in 2008 or the volatile market this year, I can manage my money easily, without worrying about rising or falling.