Different regions have different regulations on how many months each year medical insurance is credited into the account. Each region has different policies and regulations. Some regions credit the account on a monthly basis, and some regions credit the account on an annual basis. The details are as follows: Beijing is credited every year.

If the money on the medical insurance card is transferred once a month, on the 20th of each month, the social security fund management agency will transfer the basic medical insurance premium paid in full by the employer to the personal account of the insured person according to regulations.

However, Shanghai’s medical insurance is paid in July every year, because Shanghai’s medical insurance year is from July 1st to June 30th of the following year. Assuming that social insurance is paid normally in May, the personal payment base will be paid in early July.

Pre-charge one medical insurance year's medical insurance premium into it.

At the end of June, a medical insurance settlement will be made for the previous year. The current year account and previous accounts of the citizen medical insurance card will be settled once. Then the amount recharged in early July will be refunded or supplemented. New users who paid in the middle will be paid in social insurance.

A medical insurance account will be automatically opened on the 15th of the following month after the application is completed.