the rural cooperative medical system started in 23.

government organizations guide and support farmers to voluntarily participate in individual collective and government multi-party fund-raising, and the farmers' medical mutual aid system, which focuses on co-ordination of serious illness, adopts the way of individual contribution, collective support and government funding to raise funds.

The details are as follows:

1. The new rural cooperative medical system is a farmer's medical mutual aid system, which mainly focuses on making overall plans for serious diseases and making claims for minor diseases, showing that the new rural cooperative medical system is to help farmers with medical expenses for diseases, but outpatient injuries are not covered by the insurance, which makes the actual benefits of farmers not as great as expected;

2. The coverage of serious illness insurance should be connected with the new rural cooperative medical insurance for urban residents, and the new rural cooperative medical insurance for urban residents should provide basic medical insurance according to the policy. On this basis, the serious illness insurance mainly guarantees the compliance medical expenses for urban residents after medical insurance and new rural cooperative medical insurance compensation when the insured person suffers from serious illness and high medical expenses.

legal basis

social insurance law of the people's Republic of China

article 24 the state establishes and improves a new rural cooperative medical system.

the measures for the administration of the new rural cooperative medical system shall be formulated by the State Council. Thirtieth the following medical expenses are not included in the scope of payment of the basic medical insurance fund:

(a) should be paid from the industrial injury insurance fund;

(2) It shall be borne by a third party;

(3) It shall be borne by public health;

(4) seeking medical treatment abroad.

the medical expenses shall be borne by the third party according to law. if the third party fails to pay or cannot determine the third party, the basic medical insurance fund shall pay in advance. After the basic medical insurance fund has paid in advance, it has the right to recover from the third party. Article 57 An employing unit shall, within 3 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine it and issue a social insurance registration certificate.

if the social insurance registration items of the employing unit are changed or the employing unit is terminated according to law, it shall go to the social insurance agency to change or cancel the social insurance registration within 3 days from the date of change or termination.

the market supervision and management department, the civil affairs department and the organization establishment management organ shall timely notify the social insurance agency of the establishment and termination of the employing unit, and the public security organ shall timely notify the social insurance agency of the birth, death, household registration, transfer and cancellation of an individual.