Of course, I personally have never used this old platform. However, on the fund platform, most of the handling fees are discounted, which is supposed to be equivalent to a bank.
If a bank buys a fund, it is more complicated and the starting point is relatively high, 1 1,000 yuan. But the advantage is that it is very safe. After all, banks are definitely more reliable than platforms.
Second, it is the platform that most people use.
Here I mainly talk about two platforms, one is my own ant wealth, which is Alipay, and the other is Tian Tian Fund Network. Other big platforms may include the egg roll fund under Snowball. If so, I don't know much about it.
The advantage of ant wealth is that most funds can buy it at a rate of 10%. Most of the funds here can be bought relative to the fund APP, which will be mentioned later. Moreover, the liquidity of ant wealth can be put in Yu 'ebao and enjoy certain interest. Now most of the daily expenses support Alipay, which is very important. If it is on other platforms (except WeChat), you have to raise money before you can use it.
Recently, I contacted Tian Tian Fund Network. The advantage of Tian Tian Fund Network is that I can buy some funds that Ant Wealth can't buy. This is actually quite strange. Since Tian Tian Fund Network and Ant are both platforms, why can it be sold on Tian Tian Fund Network, but not on Ant? (for example, 00 12 16).
One more thing, Tian Tian Fund Network supports making its position public, and then other users can see it and vote with it.
This is actually quite good, but mules are pulled out for a walk, otherwise people with income will write to teach people to buy funds.
Third, it is the APP of each major fund's own home.
The biggest advantage here is the preferential rate. On the basis of a 10% discount, give a rich man a 10% discount. The general rate is 0.0 15%. If you buy 10,000 yuan, you will be charged 1.5 yuan handling fee, and a certain amount will be directly exempted from handling fee. However, there are exceptions. A certain Europe is an iron rooster, or like the platform, 10% off.
Since the handling fee is favorable, it also has its disadvantages, that is, it can only buy his own fund, with few choices. Each fund has only a few excellent funds. If you buy a lot of good funds, you have to download several apps (if it's not too much trouble).
Some fund apps also offer private equity funds. Of course, this requires investors to invest 6,543,800 yuan, and ordinary investors can invest in Public Offering of Fund.