ICBC Credit Suisse's 7-day wealth management fund mainly chooses to invest in cash investment tools such as bond repurchase, cash and central bank bills, and also stipulates that it is not allowed to invest in corporate bonds with debt rating below AAA to ensure the safety and liquidity of investment. According to its prospectus, the upper limit of 7-day wealth management of ICBC Credit Suisse in the interbank market can reach 40%, which is higher than the upper limit of the money fund (20%). Because it can't be redeemed within the 7-day operation period, when there are good investment opportunities, managers can use a higher proportion of repurchase leverage to amplify the return on investment.

The annualized rate of return of ICBC Credit Suisse's 7-day wealth management fund B has exceeded 4% since its establishment, and the annualized rate of return of ICBC Credit Suisse's 7-day wealth management fund A has also reached 3.8%, which is quite good.