Compared with stocks, funds are more suitable for novices with low risk tolerance. How to calculate the income of the fund? Why sell the fund and lose money? Let's talk about it in the following small series. It's good for you to lose money by selling the foundation. Let's have a look.

The formula for calculating fund income is as follows:

Fund income = fund share sold × (net confirmed value when selling funds-net confirmed value when buying funds)-redemption fee for selling funds. For example, investors sell 1 10,000 funds, the net confirmed value when buying funds is 1 yuan, the net confirmed value when selling funds is 1.5 yuan, and the redemption rate is1. Then the income of investors from selling this fund =1000× (1.5-1)-1000×1.5×1.5% = 27.5 yuan.

After selling the fund, investors may continue to lose money because of the following circumstances:

Fund redemption follows the principle of unknown price. If an investor redeems the Fund after the trading day of the Fund 15: 00, the income shall be calculated according to the net value announced in the evening of the next trading day. When the fund falls, that is, the net value of the fund in the next trading day is lower than the net value on the redemption date, the investor's income may be lower than the income shown at the redemption, that is, the investor will continue to lose money after redeeming the fund, and vice versa. When investors purchase and the fund rises, that is, the net value of the fund on the next trading day is higher than the net value on the redemption day, the income caused by investors may be higher than the income shown at the redemption, that is, investors still have income after redeeming the fund.

In addition, when investors sell funds, they may delay collecting fees. Seeing the loss income of the fund on the second trading day after selling will also make investors think that they are still losing money after selling the fund.

Seize the stocks with continuous daily limit.

In the mid-line stock picking skills, if you want to make a medium-long line layout, you must look at the current market situation. You can refer to the annual line (250 antennas) and semi-annual line (120 antennas) of the market index. If the trend is above the annual line and the semi-annual line, it means that it is not a bear market at present. In the face of national policies, investors should not be lucky enough to grab the rebound or choose to buy people, but should wait and see to clear their positions. If the stock market rises sharply, it is necessary to follow the trend and hold shares in the medium term.

Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical index, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices much higher than their intrinsic values.

As for how to seize the stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it is. Among the key conditions of daily limit, the opening price is 2-3 points higher and the opening price is not more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, so it is best not to form a gap.

Seize the stocks with continuous daily limit.

In the mid-line stock picking skills, if you want to make a medium-long line layout, you must look at the current market situation. You can refer to the annual line (250 antennas) and semi-annual line (120 antennas) of the market index. If the trend is above the annual line and the semi-annual line, it means that it is not a bear market at present. In the face of national policies, investors should not be lucky enough to grab the rebound or choose to buy people, but should wait and see to clear their positions. If the stock market rises sharply, it is necessary to follow the trend and hold shares in the medium term.

Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical index, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices much higher than their intrinsic values.

As for how to seize the stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it is. Among the key conditions of daily limit, the opening price is 2-3 points higher and the opening price is not more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, so it is best not to form a gap.