Legal analysis: It is obvious that loan intermediaries collude with bank personnel to make false information for customers. If losses are caused by failure to repay in time, both the intermediary and the bank personnel will have to pay relevant legal responsibilities.

legal basis: article 961 of the civil code of the people's Republic of China

an intermediary contract is a contract in which the intermediary reports the opportunity to conclude a contract to the client or provides media services for concluding a contract, and the client pays remuneration.

article 962 the intermediary shall truthfully report to the principal the matters related to the conclusion of the contract.

if an intermediary intentionally conceals important facts related to the conclusion of a contract or provides false information, which harms the interests of the client, it shall not demand payment and shall be liable for compensation.