1. Bank financing: Compared with other insurances, it is the safest and most conservative. Generally, the starting point of bank financing is more than 50 thousand yuan, and the risk and income are generally proportional. You can go to the bank wealth management area to find the account manager to deal with the specific situation.

2. Fund management: It is a good choice to buy funds, such as index funds and hybrid funds, and calculate the income according to the net value. Buying money funds or bond funds has a slightly higher risk than bank deposits, but the income is also higher.

3. Physical objects and wealth management products: you can buy regular wealth management products, such as innovative deposits and old-age security products. This kind of product usually has a closed period, and interest will be settled at the agreed interest rate only after it is taken out on schedule. You can also invest100000 yuan in kind, such as buying houses, shops, company stocks, gold and so on.

4. Insurance: within 1 1,000 yuan, social security is matched with serious illness, medical care and accident insurance. If you buy consumer goods, serious illness is more expensive, and accidents and accidents are hundreds of dollars a year.

5. Currency bond fund: RMB 20,000-30,000 yuan, which can be invested in fixed-income products such as currency and bond funds, with no risk and a yield of about 4%-5%.