1. Sources of medical insurance fund: including contributions of insured persons and government financial subsidies.

2. Medical insurance fund operation mode: for example, whether a special medical insurance fund management institution has been established and how to invest and operate it.

3. Supervision mechanism of medical insurance fund: including supervision institution, supervision system and supervision measures of medical insurance fund.

4. Risk control mechanism of medical insurance fund: how to prevent and control the risks of medical insurance fund and ensure the safety and stability of medical insurance fund?

Establish a sound mechanism as follows:

1. Improve the source mechanism of medical insurance funds: ensure the stable source of medical insurance funds by increasing the participation rate and government financial subsidies.

2. Establish a professional medical insurance fund management organization: responsible for the investment and operation of the medical insurance fund to ensure the safety and income of the fund.

3. Strengthen the supervision mechanism of the medical insurance fund: establish and improve the supervision system, strengthen the supervision of the medical insurance fund, and prevent the medical insurance fund from being misappropriated or abused.

4. Improve the risk control mechanism of medical insurance fund: prevent and control the risk of medical insurance fund by establishing risk early warning mechanism and improving risk management system.

To sum up, the establishment mechanism of medical insurance fund is one of the core contents of medical insurance system, which needs to be improved and strengthened in many aspects. Only by establishing a perfect mechanism can we ensure the security and stability of the medical insurance fund and provide better medical security for the insured.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.