1. Definition
High-net-worth people usually refer to individuals or families whose disposable assets exceed 6,543,800 yuan.
2. Features
This group often has certain investment and financial management capabilities, pays more attention to quality and service, and is willing to pay for high-end consumer goods and services.
Step 3: Types
High net worth people can be divided into different types, such as their own business empire, successful entrepreneurs, real estate tycoons with a lot of real estate resources and so on. They have high influence in different fields.
4. Consumption concept
High-net-worth people usually have higher requirements for the quality of goods, brands and services, are willing to pay high prices for luxury goods, and pay attention to investment and asset management.
5. Influence
High net worth people have more assets and spending power, which plays an important role in economic and social development. Their consumption habits and investment behavior will also affect the development and trend of the market.
6. Investment field
High net worth people usually invest in projects in different fields, such as stocks, real estate, funds, startups and so on. They usually seek high-return, high-risk investment direction and have high investment and financial management ability.
7. Management style
High net worth people usually need professional asset management and financial planning services to help them better manage and protect their property. This also promoted the development of related industries, such as private banking and wealth management.
8. Social responsibility
Some high-net-worth people will assume social responsibilities and actively participate in charity. They usually donate money for education, medical care and environmental protection, which plays an important role in promoting social development.
9. Risks and challenges
Although high net worth people have more assets and spending power, they also face many risks and challenges. For example, market fluctuations, property security and other issues require them to actively respond and evade.
In a word, high net worth people are a special group, and they have great influence on economic and social development. Facing different problems and challenges, we need to have certain wisdom and ability, and pay attention to our own values and social responsibilities.