Bank of Communications Mobile Banking Website: /wap
Bank of Communications Mobile Banking Demonstration: Click here to view the Bank of Communications Mobile Banking Demonstration.
One: What are the special requirements for using Bank of Communications mobile banking?
No. Bank of Communications Mobile Banking provides banking services by using mobile phones to access the Internet. As long as the mobile phone can access the Internet, you can use Bank of Communications Mobile Banking (currently available mobile phones generally have Internet access). You don't need to set up a professional mobile phone or go through other signing procedures to log in to Bank of Communications Mobile Banking. Just enter the address /wap in your phone. In addition, Bank of Communications Mobile Banking supports all users of China Mobile and China Unicom. If your mobile phone is not connected to the Internet, please consult mobile customer service 1860 or Unicom customer service 100 1.
Two: How to surf the Internet by mobile phone?
At present, in recent years, mobile phones can enter Monternet or Unicom's interactive vision with one click (that is, "one-click Internet access"). For example, Nokia's mobile phone uses the 0-digit key, Sony Ericsson's mobile phone uses the side key, Panasonic and Moto's mobile phone use the right navigation key, while Samsung and Amoi's mobile phone directly add the I key or @ key to the keyboard, and CDMA mobile phone will have a key similar to "big eyes". For more information, please refer to the mobile phone manual.
For mobile phones that don't have one-click Internet access function, you can choose the Internet access function in the menu of the mobile phone owner, and the column names are generally "Internet access" and "Internet". It should be noted that the "Monternet" column in the main menu of some versions of mobile phones is its short message service. If the names such as "Personal Assistant" and "Mobile Chat" are displayed after logging in this column, please exit and re-select "Internet" and "Internet" to enter. In addition, some CDMA mobile phones enter Unicom's Internet service by pressing the Internet key for a long time, and enter Unicom's short message service by pressing it for a short time.
Three: How to enter the mobile banking of Bank of Communications?
Just enter the address /wap in your mobile phone and visit it directly.
After entering, it is recommended to add it to the mobile phone bookmark, so that you can enter directly with bookmarks in the future, which is not only convenient to operate, but also saves traffic costs.
What are the functions of Bank of Communications Mobile Banking?
(1) Personal financial management: balance inquiry, account details inquiry, transaction details inquiry, transfer service, card loss reporting and other financial management services. You can also directly use your mobile phone to query and recharge your mobile phone.
(2) Foreign exchange treasure: single/customized exchange rate inquiry, account management, timely transaction, pending transaction, transaction details inquiry and customer setting.
(3) Fund business: transaction details inquiry, transaction cancellation inquiry, fund holding inquiry, fund account opening, fund subscription, fund subscription, fund redemption and fund conversion.
(4) Public services: foreign exchange quotation, foreign exchange quotation, foreign exchange information, foreign exchange K-line, global stock index, fund net value inquiry and stock market quotation.
(5) Card number management: delete the memory card number, modify the login alias, set the login card number, and cancel the login setting.
V: What are the characteristics of Bank of Communications mobile banking?
Compared with the mobile banking of other banks, the mobile banking of Bank of Communications has the following outstanding features:
(1) The threshold for use is low, and there is no need to apply.
There is no need to go through any formalities, and there is no professional mobile phone setting. As long as the mobile phone can access the Internet, you can use Bank of Communications Mobile Banking.
(B) safe and reliable, multiple guarantees
The whole transaction data is transmitted by high-intensity 128-bit SSL encryption, and various technologies and business restrictions are adopted to ensure the safety of your funds.
(three) anytime, anywhere, 24 hours a day.
No matter when and where, you can enjoy the 24/7 service of Bank of Communications and Mobile Banking. Inquiry, transfer and mobile phone recharge can be completed in real time, and everything is under control.
(4) Low cost and humanized design
At present, users only need to pay the communication traffic fee when using the mobile banking of Bank of Communications, and Bank of Communications does not charge any fees. In addition, many convenient and quick measures such as reducing and optimizing input are adopted in the interface and function design of the system, and the people-oriented design is truly achieved.
(e) Support a large number of customers.
Thanks to the advanced WAP technology, it supports all mobile and Unicom customers.
Six: How to charge for mobile banking of Bank of Communications?
(1) At present, the mobile banking of Bank of Communications does not charge any fees, and customers only need to pay the information flow fee when surfing the Internet on their mobile phones.
(2) Traffic fee: excluding the package, the current mobile 1K (equivalent to 500 Chinese characters) is 3 cents, and Unicom 1K 1 cents. It is recommended to use the package service to reduce the cost.
Seven: What is card number management? Is it safe to remember the card number?
In order to facilitate customers' operation, the mobile banking of Bank of Communications has adopted humanized design such as simplifying input and optimizing display format, among which personalized setting characterized by card number management is a major feature of the mobile banking of Bank of Communications:
Memory Card Number: Simply put, when the customer logs in, he can see the option of "Select Memory Card Number" (default memory). After selecting this option, the system will automatically display the card number of the last login next time, reducing the trouble of entering the card number again.
Alias setting: you can give a name to the memorized card number, so that when the customer logs in, they will see names such as "My Salary Card" and "My Foreign Exchange Card" instead of a long string of numeric card numbers.
Business Binding: Bind the memorized card number with specific business (personal finance, foreign exchange treasure, fund business). You don't need to choose a card number to log in to the service next time, just enter the corresponding card password directly.
Of course, customers can delete and cancel the memorized card number and bound business at any time.
It is absolutely safe to remember the card number, because the card number is recorded in the bank database, not in the mobile phone.
Eight: Is Bank of Communications mobile banking safe?
Bank of Communications Mobile Banking is a very secure electronic channel. Every time you exit Bank of Communications Mobile Banking, the system will automatically clear key information such as card number and password from your mobile phone memory; Alias settings, transactions and card number binding are only stored in the bank host, not in the mobile phone, so the loss of the mobile phone will not affect your account security. At the same time, at present, mobile phones rarely find offensive software such as mobile phone viruses and hacker programs, which will be safer to use. If you lose your mobile phone, you just need to report the loss of your mobile phone card number and change it to a mobile phone card.
Nine: I changed my mobile phone, can I still use Bank of Communications mobile banking?
Of course. Divided into two situations:
(a) did not change the phone number, just changed the phone.
You can continue to use it directly or you can continue to use the original memory card number. Because the memory card number corresponds to the mobile phone number.
(2) Change the mobile phone number
You can continue to use it, but for the sake of safety, you should delete the mobile banking memory card number corresponding to the original mobile phone number.
X: I am a foreign exchange treasure user of Bank of Communications. Can the mobile banking of Bank of Communications speculate in foreign exchange?
Of course. After logging in to the mobile banking of Bank of Communications, you can choose the foreign exchange treasure business to conduct real-time trading and hanging trading of foreign exchange treasure, and you can also query the latest foreign exchange market quotes, quotations and K-line charts.