Funds are less risky than stocks, but their returns are higher than bank deposits, so funds are more popular. So how can you invest in funds with only 10,000 yuan? What fund should I invest 10 thousand yuan in? We have prepared relevant contents for your reference.

If you only have 10,000 yuan, how to invest in the fund depends on your own needs. There are many types of funds, and different funds correspond to different risks and benefits. So, first of all, you should know the types of funds and what your needs are. It is best to find the right one.

For example, if you can't take great risks, you don't manage your money at ordinary times, your money is in your bank card, and you are afraid of losing money, but you want to make some money, you can consider the money fund.

A money fund is a fund that invests in the money market. It has the characteristics of low risk and stable income. Long-term holding is more likely to make money and less likely to lose money, which is more suitable for conservative investors.

Then, if you can take certain risks, have a certain understanding of funds, and want to pursue certain returns, you can consider high-risk stock funds, but when buying, don't buy all stock funds, you can use fund portfolio to reduce risks.

You can consider a combination of 3,000 monetary funds and 7,000 stock funds, which can give consideration to both risks and benefits. However, it should be noted that stock funds invest in stocks with great risks. If the market is not good, you may suffer heavy losses, so you should think clearly when buying.