You should consider your own risk, and then consider what kind of fund, each fund has good and bad. If it falls, you will think it is not good. If it goes up, you will think he is very good. But when we buy funds, we can give ourselves more patience. If you hold it for a long time, there will usually be a certain return. Because if you want to buy Hong Kong stocks on the market, our threshold is relatively high, so the threshold of the Hong Kong stock fund above Alipay will be relatively low, for example, you can buy it for ten dollars. If you want to invest in Hong Kong stock funds, you can consider buying on Alipay or other platforms.