1. Is the fund introduced by the bank good?
First of all, we must understand that fund companies with good performance often do not lack sales. Only some fund companies with poor performance in the past will give high commissions to banks and sell funds to investors.
The fund introduced by the bank staff has a task, for example, a branch or outlet of the new fund has a sales task. More sales, the fund will have a rebate. There are several possibilities.
1, the introduction of new funds, this is mostly nonsense, the advantages of new funds are too weak, there is no past performance to be found.
2. Introduce non-star funds for the same purpose as 1, just to get rebates.
You should know that bankers are not fund investment professionals.
4. If you are a good friend or relative, the fund introduced is reliable and possible.
The key is that many bankers don't pay much attention to research funds, which is the biggest injury.
The most criticized thing is that they often ignore the interests of investors in order to get back expensive money.