Public offering fund: the so-called public offering fund is to raise funds through public offering for the whole society. It has very strict requirements on information disclosure, including its investment objectives, investment portfolio and other information.

Private placement fund: Private placement is a private fundraising by a few investors, which has low requirements for information disclosure and strong confidentiality.

In these two areas, funds can be divided into:

Equity funds: More than 80% of positions are invested in stocks.

Bond fund: More than 80% of positions are invested in bonds.

Hybrid funds: invest in stocks, bonds and other types of assets.

Monetary funds: such as Yu 'ebao and Bitong, invest funds in treasury bonds and bank deposits.

Index fund: invest the fund in all stock funds included in the index, such as Shanghai and Shenzhen 300 Index and Shanghai 60 Index.

Extended data:

Matters needing attention in purchasing funds

1, there is no established overall investment target.

Investors should set a relatively established overall profit target for themselves and do a good job of taking profits and stopping losses. Whether it is a big bull market or a bear market, the stock market must have a bottoming degree in order to obtain stable profits.

2. There is too much money.

Assuming that investors have too much money, investors will consume their souls because of too much money. Buy funds moderately and spread risks according to different funds purchased. According to the redistribution of property, reducing the amount of investors' funds not only facilitates the management mode, but also disperses assets.

3. Major short-term profits

Fund is a financial management method suitable for long-term investment and long-term holding. Holding funds for a long time can maximize profits. In addition, when selecting fund products, the short-term rate of return of the fund should not be used to distinguish the advantages and disadvantages of the fund.