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Policy support for college students to start businesses in their hometowns.
Support policies:

1, opening subsidy

For college students who start their own businesses or engage in self-employment for the first time (including graduates from ordinary colleges, vocational schools and technical colleges, students who are in school within five years after graduation, and those who have returned from studying abroad within five years after graduation), they will be given a one-time business start-up subsidy of 5,000 yuan per person since the date of industrial and commercial registration.

Applicants submit application materials online through the "Internet plus employment and entrepreneurship" information system.

2, enterprise operating subsidies

For the entities founded by college students (including graduates from ordinary colleges, vocational schools and technical colleges, students who are in school within five years after graduation, and those who have returned to China within five years after graduation), the operating subsidies for property management, sanitation, rent, water and electricity expenses incurred in the business incubator base shall not exceed 50% of the actual expenditure of the month within three years, with a maximum annual subsidy of 6,543,800 yuan.

Applicants submit application materials online through the "Internet plus employment and entrepreneurship" information system.

3, mass entrepreneurship support project subsidies

College students (including graduates from ordinary universities, vocational schools and technical colleges within five years of graduation, as well as students in school and returned overseas students within five years of graduation) who set up small and micro enterprises for the first time and act as legal representatives can apply for mass entrepreneurship support projects as entrepreneurs. The provincial finance will give a top-level subsidy of 20,000 yuan to 654.38+0.5 million yuan to those projects that are assessed as provincial-level mass entrepreneurship support projects. If the city and county levels are rated as excellent tickets, the local social department and the financial department will open an APP of 654.38+0.5 million yuan.

For specific requirements, please refer to the Notice of Henan Provincial Department of Human Resources and Social Security and Henan Provincial Department of Finance on Printing and Distributing Mass Entrepreneurship Support Projects in Henan Province once a year. Please pay attention to official website of the Provincial Department of Human Resources and Social Security, and submit the application materials online through the information system of "Internet Plus Employment and Entrepreneurship" within the specified reporting period according to the notification requirements.

4. Personal commercial secured loans

If college graduates start their own businesses, they can apply for business guarantee loans of no more than 200,000 yuan for individuals and no more than 3 million yuan for small and micro enterprises; For eligible borrowers with business guarantee loans to start a business in partnership, the loan amount may be appropriately increased according to the number of business partners, and the maximum amount shall not exceed 65,438+00% of the total amount of eligible personal loans. The longest loan period is 3 years, and loans that meet the financial discount conditions are given discount according to regulations.

Applicants can apply for a business guarantee loan online through the "Internet plus employment and entrepreneurship" information system, or they can go to the window of the business loan guarantee center where they start their business.

First, the project support object

1. The applicant must be a college student who graduated after 2020 (including 2020);

2. The applicant must be the person in charge of the project (legal representative, actual controller and major partner);

3. The application project must be in industrial and commercial registration, the registered place must be engaged in agriculture-related industries in the county (excluding municipal districts in principle), and the registered place can be engaged in agriculture-related or non-agriculture-related industries in rural areas (townships, towns and villages).

4. The application project should be a start-up small and micro project, with strong capital demand and certain development prospects. Please refer to the classification standard for small and medium-sized enterprises issued by the Ministry of Industry and Information Technology and other four ministries in June 201/KLOC-0.

Second, the way, amount and quantity of support.

1. Funded projects: 20,000 yuan for small and micro entrepreneurial projects (China Youth Entrepreneurship and Employment Foundation provides140,000 yuan for 700 projects nationwide, with 20,000 yuan for each project, and the number of projects funded by Henan Province is to be determined in subsequent notice) (up to now).

2. Interest-free loan projects: provide interest-free, guarantee-free and mortgage-free loans of not less than 20,000 yuan for 1-3 years for small and micro start-up projects, and there are not less than 50 interest-free loan support projects supported by the Foundation (in hot registration).

Colleges and universities in provinces and municipalities can raise funds from the society to support or overweight according to the situation of college students' rural entrepreneurship projects. The foundation provides free social fund-raising channels.

Three. Project support matters

The selected interest-free loan support projects are included in the "Creating Youth" China Youth Innovation and Entrepreneurship Project Support System and the local youth entrepreneurship service system, providing comprehensive services such as organizational support, intellectual support and financial support.

(1) Joining a youth organization

Recruit project leaders to join county youth entrepreneurship organizations to help entrepreneurial youth promote each other and grow together through organizational cohesion and systematic services.

(2) Matching entrepreneurial tutors

In order to support the project leader, it is equipped with young entrepreneurial tutors at or above the prefecture level to provide "one-on-one" pairing counseling, project consultation, long-term tracking and other services.

(3) Follow-up financial services

According to the capital demand of the project in different growth stages, the financial institutions such as Agricultural Bank of China and Zhongyuan Bank of China will provide services such as small loans (loans), large secured loans and investment and financing docking.

(4) Providing training courses

Customize special courses, build a live course system online, hold an entrepreneurial lecture hall offline, and provide quality training services.

(five) to carry out exchange activities.

Relying on the cooperative media of "Spring Goose Action" and the new media matrix of the Communist Youth League, it provides a platform for college students' rural entrepreneurship projects, and organizes and participates in key activities of youth entrepreneurship services such as "Double Creation Week", "Creating Youth" and "Exchange Camp".

Legal basis:

The State Council's Opinions on Strengthening Vocational Training to Promote Employment

Fourth, increase financial support for vocational training.

(thirteen) improve the vocational training subsidy policy. Urban and rural workers who have employment needs and training aspirations, participate in employment skills training or entrepreneurship training, pass the training and obtain vocational qualification certificates at or above the junior level through skill appraisal (occupations that have not promulgated national vocational skills standards should obtain special vocational ability certificates or training qualification certificates), and according to their vocational qualification certificates or employment conditions, subsidies for training fees are given according to regulations; For newly hired workers who meet the requirements of vocational training subsidies, if enterprises rely on their training institutions or training institutions recognized by the government to carry out pre-job training, they will be given certain training fee subsidies according to regulations. For those who have passed the initial vocational skill appraisal and obtained the vocational qualification certificate or special vocational ability certificate, a one-time vocational skill appraisal subsidy shall be given according to the regulations. The fresh junior and senior high school graduates who have not continued their studies in urban and rural areas will participate in labor preparation training, and at the same time, they will be given training fee subsidies according to regulations, and some living expenses subsidies will be given to rural students and students with financial difficulties in urban families.