Funds are more suitable for investors with lower risk tolerance. So, if you want to buy funds for financial management, how should you get started?

Below, Xicaijun has prepared relevant content for your reference.

First, go to a fund company, securities company, bank or other third-party agency sales platform to open a fund account. After opening the account, understand the fund's trading rules, such as the fund's trading time, transaction fees, fund redemption and arrival time, etc., and become familiar with it.

After the fund trading rules, it is time to select funds and buy and sell funds. This is a key step that affects investment profits and losses. Investors can select funds and buy and sell funds according to the following methods: 1. Historical performance of fund managers. Historical performance of fund managers to a certain extent

It reflects the investment level of the fund manager and affects the trend of the fund's net value. Investors try to choose funds with better historical performance of fund managers for investment.

2. The trend of fund investment targets. The trend of fund investment targets will also affect the trend of the fund's net worth and investors' expected future returns. Investors should choose funds whose fund targets are on an upward trend and whose development potential and prospects are greater.

3. Market conditions When the market is in a bear market, investors try to choose bond funds and currency funds to avoid risks. During a bull market, investors try to choose stock funds to obtain greater expected returns.

4. Control your positions well. When investors buy funds, they should not buy the entire position. They should control their positions reasonably and leave enough funds to deal with the risks caused by the fund's later trends.

5. Set a good stop-loss and stop-loss position. When buying a fund, investors should set a good stop-loss and stop-loss position to control its risk. For example, when the fund rises by 7%, the stop-profit position will be taken out. When the fund falls by 3%, the stop-loss position will be taken out.

Stop loss and exit.

6. To diversify your investment, don’t put your eggs in one basket. You can consider buying three or four funds to diversify the risks. It should be noted that each fund cannot be in the same industry or have a strong correlation, otherwise it will

It does not have the effect of diversifying risks; reasonably allocate positions among funds. For funds that are in hot spots in the market, their positions will be heavier, but they cannot exceed 50% of the positions.