Details are as follows:
The interest of the money fund is generally around 2%, and generally does not fluctuate particularly. Relatively stable, basically no loss, good liquidity, you can deposit and withdraw money at any time. For example, WeChat Coin Pass and Yu 'ebao are all monetary funds.
The interest rate of bond funds is slightly higher than that of money funds, generally between 3% and 5%. It is also low-risk, basically positive and rarely negative, except for special circumstances, such as major economic impact.
Hybrid funds and equity funds have the highest interest rates, but at the same time, the risks are also the highest. If the income is good, it may increase to 100% a year, but if it is a loss, it is the same, and you may lose the principal. It can be said that the benefits and risks are the same.
Summary: Whether the fund interest is high or not depends on the market situation and the type of fund. Secondly, as long as it is officially certified, the security is basically high. Don't be afraid that others will run away with the money. No one else can take the money you bought.