What are the advantages and disadvantages of fixed investment funds?
1. Advantages of fixed investment fund: The advantage of fixed investment fund is that the application procedure is relatively simple, which can save cost and time. Investors can go through the formalities at one time in the agency of the fund. After applying for the fixed investment of the fund, the assets will be automatically received in a fixed period of time, and investors only need to ensure that there are enough assets on the card. The essence of investment is to throw high and suck low, which is difficult to grasp. In order to prevent subjective judgment errors, investors who don't have much energy to diversify their investments can make a regular investment, and don't change their long-term investment decisions for short-term shocks.
2. The disadvantage of fixed investment funds is that it is difficult for funds to avoid risks such as market operation risks, because fund investment will fluctuate due to changes in the sales market, so it may rise or fall.
What is the principle of fixed investment fund?
Fixed investment can also be called regular investment. The basic principle of fixed investment funds is to buy funds in small amounts in batches according to the fixed time and amount of project investment, which can smooth the peak and low periods of fund net value, eliminate the uncertainty of industry market, and make the return curve of investment funds closer to the macroeconomic market trend and smoother. The characteristics of fund fixed-term project investment are similar to those of long-term savings deposits, which can accumulate over time, share investment costs and reduce overall risks.
How to buy and sell fixed investment funds?
In fact, the fund's fixed investment transaction and fund trading are the same. After choosing a good fund, you can buy it at one time or make a fixed investment, and there will be a fixed investment entrance next to the purchase. If not, it means that the fund has not opened a fixed investment method, and it can be sold at one time or redistributed when it is sold. Fixed investment in a fund means investing in a fund at a fixed time and amount, which is equivalent to a fixed day every month, a fixed day every week or even every day. Fixed investment funds can reasonably avoid risks. Investors need to open a fund account, choose a good fund product, and set the monthly deduction time and amount, which is generally more than 100 yuan. The duration of fixed investment can be chosen by investors, and one can be chosen.