If you buy a stock fund, it is recommended to buy it directly from the fund company official website. In this case, the fund subscription and redemption costs are the lowest. Why? This is equivalent to the "direct sales" of fund companies, which saves the cost of intermediate links.

2. Open more bank cards for online banking.

In different periods, the marketing focus of fund companies is different, which will lead to a situation that a bank card pays a subscription fee of 40% or even free at a certain time, while at the same time, most other cards may be 7-8% off.

3. the timing of buying and selling needs to be chosen.

The online trading of funds follows the confirmation rule of "T+ 1", and the redemption of stock funds follows the rule of "T+3", so investors generally do not choose to buy funds on Fridays or weekends; It is best to choose Monday or Tuesday for fund redemption, which can ensure that the funds can be used this week.

4. Fund conversion.

Buy the money fund under the fund company first, and then apply for "fund conversion" after success, and convert the money in the money fund into stock base or debt base, so there is no subscription fee. But it must be the same fund company, and it is direct sales.

5. Back-end payment is particular.

There are two ways to buy funds: front-end payment and back-end payment. Front-end payment refers to the subscription fee paid at the time of purchase, and back-end payment refers to the subscription fee paid at the time of sale. Generally, the rate of back-end payment will decrease with the growth of holding funds. If investors are optimistic about a fund and have a long-term holding plan, they may wish to choose back-end payment.

6. Reinvestment of fund dividends.

There are two ways of fund dividend: cash dividend and dividend reinvestment. Generally speaking, fund companies no longer charge subscription fees for reinvested dividends.

7. Third-party payment websites can also use "fund conversion".

In the third-party fund sales website, the same fund directly subscribes and subscribes with a treasure selected in the website, and the rate is different. In essence, it is still a fund conversion, but a third-party platform can be used.

After reading it, did the friends get these tricks? Use these skills when buying funds.

Introduction:

How to buy leveraged funds? Leveraged fund investment strategy

How to buy a money fund? Monetary fund investment strategy