Which domestic endowment insurance company is good? If you are not clear, you must read it.
In fact, with the gradual opening of the domestic insurance market, various insurance companies emerge one after another. How to measure and choose pension insurance companies? Consumers may wish to comprehensively consider the following aspects:
1. Brand scale
Every insurance company has its own characteristics. Generally speaking, large insurance companies are safer. If there is a problem in the insurance market, the state can give priority to supporting large insurance companies with many customers and great influence.
2. Brand awareness and public awareness
The evaluation of the selected insurance company by friends and relatives around us is also a factor that should be considered, especially the friends who have accepted claims, and their suggestions have important reference value.
3. Management efficiency and investment level
A company with high management efficiency will have a strong ability in product innovation, market competition, market call and investment, while a company with strong investment ability means a large room for premium appreciation. Only a company that can obtain stable income can finally guarantee the interests of the insured.
4. Product type and product details
Product details are also an important consideration, depending on whether the company's products cover the indispensable insurance products in life, giving buyers a wider choice and meeting more protection needs. More importantly, we should choose an insurance company that can tailor-made humanized products for customers.
5. Insurance protection
When choosing an insurance company, you need to know the characteristics of the company's products first. When choosing an insurance company, the insured needs to know the characteristics of the company's products and their competitive advantages in similar products. Take critical illness insurance as an example. Some have a long coverage period, some have a wide coverage range, and some have classified serious diseases. After the first disease is cured, it can also protect the second serious disease. Some of them have exemption function, that is, the premium will be exempted after the accident, but they can still enjoy specific protection rights.
The above is all the introduction to this article, hoping to help those in need.