1. I want to know what some funds are "T+2". A: T+2 means that when you apply for a fund, it will be accepted within 2 working days, and the foundation will receive it after 2 working days. 2. If I go to China Construction Bank to invest in X Fund at 3: 00 am tomorrow, will I get the answer that only funds bought before 3: 00 pm during trading hours will be calculated according to the net value of the day, and then according to the net value of the next day? 3. But when the bank decides to invest in a certain fund, does it need to sign a contract for a certain fund and choose the dividend distribution method? Answer: generally, if you don't make a choice, you will default to cash dividends. If you like dividend reinvestment, you need to change the dividend method.