1. Start with products, because there are many types of FOF, and you can choose the corresponding type according to your investment objectives.
2. Start with the fund manager and his team. The working years of fund managers should not be too short, and it is best to have experience in managing fund products. You can know their management level through their performance in managing products and their withdrawal. The management team can pay attention to its stability, and a stable management team is more conducive to improving the profitability of FOF.
3. Finally, define risk preference. Now the risk warning of financial institutions is quite in place, and there are many comments on the Internet. Only by accurately distinguishing their risk preferences can we choose products better.
Extended data
FOF fund selection method
1, to see whether to make income compensation.
At present, in the FOF products on the market, managers of some products participate with certain self-owned funds, and promise that when the principal of the entrusted investor loses money or fails to reach the guaranteed income, the managers will compensate with their own assets share or income. At the same level of operation, the more managers participate in their own funds, the safer investors' funds will be.
2. See how to compensate.
For FOF products with income compensation measures, the compensation methods are different, and some promise to compensate with the manager's own assets, such as China Merchants Fund Bao; Some promise to compensate with their own share of income, such as Everbright Sunshine No.2 ... and others promise to compensate with management fees, such as Guangfa Enhanced Fund Optimization No.4. ..
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