Hello, fund dividend is to reduce the net value of the fund. For example, Huaxia dividend is divided into ten yuan, which means one yuan per share. The original net value is 3 yuan and now it is only 2 yuan. When the dividend is settled, the money is in the form of a deposit.

Temporary deduction (91.37 yuan will be deducted from 91.37 shares). If you choose to reinvest the dividend, your 91.37 deposit will be used to purchase dividends again. If the cash dividend is directly credited to your card, it does not mean that you earned 91.37 yuan.

It’s just that there is no 0.5% redemption fee for cash dividends. I don’t know if you understand. Your fixed investment in April was around 300. The net value of the dividend was around 3.2 at that time. Your 91.37 shares were almost 300 yuan. There are several types of fixed investment now.

, ordinary fixed investment will deduct the same amount every month, and some smart fixed investment will decide the deduction amount according to the market conditions. For example, if it falls a lot, it will be deducted a lot, if it rises a lot, it will be deducted a lot. I wonder where and what type of fixed investment you did?

Let me continue my answer: According to the current net worth of 2.4, it should be 3.4 before dividends. Theoretically, you should make a profit, but after deducting the subscription fee of about 1.5%, you may still lose money.

Wisdom fixed investment generally has a reference moving average, such as the daily moving average of the Shanghai Stock Exchange. If it is below the average, there will be more deductions, and if it is above the average, there will be less deductions. The specific ratio I know is generally 10% floating, and it is not based on the net value of the fund to decide whether to deduct more or not.

Less deductions.