1. Intelligent payment service: online and offline fast payment is realized through Internet of Things technology, including mobile phone payment, code scanning payment, NFC payment, fingerprint payment and other payment methods.

2. Intelligent investment and financial management: provide customers with intelligent investment and financial management services through the Internet of Things technology, including financial products such as funds, stocks and bonds, to help customers realize wealth appreciation.

3. Intelligent risk management: Collect customers' risk information through Internet of Things technology and provide customers with intelligent risk management services.

4. Intelligent credit service: realize online credit application, approval and lending through the Internet of Things technology, and improve customer borrowing efficiency.

5. Intelligent customer service: realize 24-hour online customer service through Internet of Things technology, including voice customer service, online customer service and intelligent robot customer service.

6. Intelligent security services: provide customers with intelligent security services through the Internet of Things technology, including account security, transaction security, information security and other aspects of protection.